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Logbook loans: loan based on your car

Log Book Loans are established as the innovator of secured vehicle finance. So- what exactly is a log book loan? … The logbook loan requires the borrower to keep the logbook with the lender until th Contd...

Log Book Loans are established as the innovator of secured vehicle finance. So- what exactly is a log book loan? … The logbook loan requires the borrower to keep the logbook with the lender until the loan amount has been repaid in full.

Logbook is the document issued by Driver and Vehicle Licensing Agency (DVLA). Logbook has several entries about the vehicle relating to the current registration mark- VIN number or the chassis number- and details about the registered keeper of the logbook.
Finance
Logbook loans: loan based on your car
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Logbook loans are the easiest way to get money by keeping logbook as security. As- Collateral for logbook loans is the logbook of your car. Anyone who has logbook loans registered in their name is eligible for logbook loans. Depending on the lender and the vehicle- the amount of logbook loans can stretch to larger amounts. Logbook loans are available for amounts ranging from £500-£50- 000

. For getting logbook loans approved the car or vehicle must be ideally less than 8 years old. Along with that the logbook must be in the name of the borrower- regular income and there must be no financial claims on the vehicle. All the Taxes and insurance due on the vehicle must be paid in full before the vehicle logbook is pledged for logbook loan.
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While the car or vehicle may continue to be in possession of borrower- it is the logbook that is kept by loan provider for the period until which loan is repaid. However- borrower cannot save himself from the obligation to maintain the vehicle in good condition.
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Logbook loans are secured on the logbook of the borrower’s vehicle therefore logbook loans is that it does not involve credit check. So- whatever may be your credit rating you need not worry- you are eligible for a logbook loan if you meet the above criteria. Problem cases such as people who have faced CCJs- bankruptcy can also apply for this loan.

You can take logbook loan for purchase of assets and consumer durables- to buy a washing machine or renovate your house- tax saving investments- higher education- vacations- emergency medical needs...in short- for any declared legal use.


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